Pick your cottage
Every model is offsite-built for predictable pricing. Prices shown are base price. We'll layer in the rest as you go.
Your land
Land is often the biggest swing in the whole picture. Where are you in the process?
No rush. This is just a placeholder so the numbers below feel real. You can always come back once you've found a lot.
Sitework
Grading, utility connections, driveway, permits. How would you describe the lot you have in mind?
Sitework varies more than anything else: slope, well or septic vs. city utilities, driveway length. A $650 feasibility study nails this down for a specific lot. Book a feasibility study →
The picture
Here's the honest all-in, updating live as you adjust anything above.
What that means per month
Construction-to-perm loans typically start around 10% down.
Typical 30-yr rate, July 2026. Adjust to what you're quoted.
Start from a monthly payment
Tell us what feels comfortable each month, and we'll show which cottages fit.
Land equity can count toward this if you already own a lot.